Everything to teach teens how money really works: paychecks and taxes, budgeting, banking, saving and investing, credit and debt, and protecting themselves, with a three-week unit, a complete paycheck lesson, fictional personas and a sample paystub, six activities and every worksheet.
Teacher guide: the six big topics; earning and the paycheck (deductions, W-4, W-2, 1040); budgeting and 50/30/20; banking, fees and deposit insurance; simple and compound interest, the Rule of 72, risk and return, retirement accounts; credit scores, APR, the minimum payment trap and student loans; insurance, scams, credit reports and freezes; a three-week unit; teaching money with care; FAQ and trusted free resources
Complete lesson: Your First Paycheck, with six fictional persona cards and a sample paystub
Six activities: Needs vs. Wants, Two Savers, the Minimum Payment Race, Scam or Legit?, Comparison Shopping and Life Happens cards
Printables: Paystub Reader, Monthly Budget Planner, Compound Interest Tracker, Scam or Legit? cards, Credit Score Check, My Financial Goals, Money Words reference and an answer key
For education only; not financial, tax or legal advice
Grades 9–12 · personal finance, math, economics, CTE, advisory
PDF + editable Word (.docx) · 8.5 × 11 in
All personas and documents are fictional; tax examples are labeled
Want this as a live workshop for your staff, or customized for your school? Let’s talk!
License: one educator. See the Terms of Sale for details.
Everything to teach teens how money really works: paychecks and taxes, budgeting, banking, saving and investing, credit and debt, and protecting themselves, with a three-week unit, a complete paycheck lesson, fictional personas and a sample paystub, six activities and every worksheet.
Teacher guide: the six big topics; earning and the paycheck (deductions, W-4, W-2, 1040); budgeting and 50/30/20; banking, fees and deposit insurance; simple and compound interest, the Rule of 72, risk and return, retirement accounts; credit scores, APR, the minimum payment trap and student loans; insurance, scams, credit reports and freezes; a three-week unit; teaching money with care; FAQ and trusted free resources
Complete lesson: Your First Paycheck, with six fictional persona cards and a sample paystub
Six activities: Needs vs. Wants, Two Savers, the Minimum Payment Race, Scam or Legit?, Comparison Shopping and Life Happens cards
Printables: Paystub Reader, Monthly Budget Planner, Compound Interest Tracker, Scam or Legit? cards, Credit Score Check, My Financial Goals, Money Words reference and an answer key
For education only; not financial, tax or legal advice
Grades 9–12 · personal finance, math, economics, CTE, advisory
PDF + editable Word (.docx) · 8.5 × 11 in
All personas and documents are fictional; tax examples are labeled
Want this as a live workshop for your staff, or customized for your school? Let’s talk!
License: one educator. See the Terms of Sale for details.
